FAQ

I WAS HURT WHILE WORKING FOR THE UNIVERSITY...

Who Pays My Medical Bills?
The University provides full medical coverage for employees injured on the job under our Workers' Compensation Insurance. This coverage applies to faculty, classified staff, professional exempt staff, student employees, and even administrators.

The supervisor is responsible for reporting an injury that occurs when an individual is hurt while "within the course and scope of their employment" this generally means while one is "on the clock" doing their job. Of course, there are individuals whose work is not all done within the confines of the campus, which is why we expect the supervisor to make the report they can best determine if the injury was work related. Our small size creates a number of situations where individuals self report, but there have been a number of recent cases in which the supervisor was not informed of the injury. In order for the Insurance to provide coverage, the injured employee must be treated or evaluated by the designated medical provider contracted under the program. FAILURE TO UTILIZE THE DESIGNATED MEDICAL PROVIDER COULD RESULT IN DENIAL OF BENEFITS.

How Does an Injury Get Reported?
The procedure is simple: call (719) 262-3111 (Public Safety) to report the injury (9-911 if the injury is life threatening severe bleeding, unconsciousness, etc.); an officer will be dispatched to take a formal report, investigate the accident/incident, and make a referral to the designated medical provider. FAILURE TO FILE AN INJURY REPORT IN A TIMELY MANNER COULD RESULT IN DELAY OR DENIAL OF BENEFITS.

What If about an Emergency?
CALL 9-911, GET EMERGENCY TREATMENT AS REQUIRED AND REPORT THE ACCIDENT TO PUBLIC SAFETY AS SOON AS POSSIBLE. A parallel call to (719) 262-3111 will get the paperwork moving sooner medical treatment is more critical than the paperwork, but the paperwork is required to initiate insurance coverage.

What If I Am off Campus?
If it is an emergency, see above. If not, call (719) 262-3111 to report the injury. If you report that you are off campus, in most cases, an officer will be able to take a telephone report and make the medical referral.

What If it is after Hours?
If you routinely work outside the M F 8 a.m 5 p.m. Workweek, you or your supervisor should know the appropriate procedure if not, contact Risk Management to discuss it.

What If I Get Treatment Outside the Designated Medical Provider Administration?
Your supervisor needs to be informed ASAP. Report the injury to (719) 262-3111 ASAP. Your supervisor should contact me to determine the appropriate follow up steps.

What about non Employee Injuries?
All injuries on campus (with the exception of non emergency intercollegiate athletic injuries) should be reported to Public Safety (719) 262-3111 for investigation and follow up of potentially hazardous conditions. Injuries should be reported ASAP so the responding officer can evaluate conditions present WHEN THE INJURY OCCURRED.

If you have any questions, please call (719) 262-3525 OR e-mail frank.hammitt@cu.edu.